Best Auto and Home Insurance Quotes in Howell I Save With Insurance Bundles
Looking For The Cheapest Home and Auto Insurance in Howell, Michigan?
If you are looking for the most affordable car and home insurance quotes in Howell Michigan, then we've got you covered, literally. We offer some of the cheapest rates in the state of Michigan. Our team of agents has many years of experience and is ready to help you get the best coverage for you and your family. Get your insurance bundle package today!
Arcadia Insurance Group offers auto and home insurance bundle quotes in Howell, as well as throughout Michigan. We have a variety of car, home, and other bundle packages to choose from, and we will find you the best deal available.
Should You Bundle Your Home and Auto Policies?
Auto coverage is an important aspect of owning a car. In fact, the law requires that you have at least some form of auto coverage to drive in Michigan. But just how much should you carry? Well, that depends on what kind of coverage you're looking for and if you can find additional savings by bundling your policies.
As an independent agency, we have dozens of insurance partners including most of the bigger national carriers. As an independent agency, we shop your needs with all our partners to find you the best coverage at the lowest cost. This allows us to shop your policy and coverage for you which saves you both time and money.
One of the best ways we have found to maximize savings for our clients is to offer Auto and Home Insurance bundle packages. When you bundle your home and auto policies, the savings can be as much as 20%! It's too big of a discount to overlook so we recommend drivers and home owners contact us at (517) 300-8036 or complete our Smart Bundle Quiz for fast no-obligation Auto and Home Insurance Quotes in Howell.
Complete The Smart Bundle Quiz Below & Start Saving Today!
Things to Know About Getting an Auto Insurance Quote
The State of Michigan requires that all drivers have no-fault insurance. The minimum amount of coverage you must carry is $10,000 in Personal Injury Protection (PIP). This will protect you and your passengers in the event of an accident.
Here is a brief guide to help you know what coverage you may need and what your options are:
Bodily Injury Liability - This coverage will protect you in the event that someone is injured or killed in an accident caused by your vehicle. It covers medical expenses, lost wages, and funeral costs. These policies are available with limits of $20,000 up to $500,000 per person/$1 million per accident.
Property Damage Liability – If you have an accident that damages someone else's property, this coverage will pay for the damage. This policy is also available with limits of $20,000 up to $500,000 per accident.
Uninsured/Underinsured Motorist Protection – This will help protect you if you're involved in an accident and the other driver is at fault but they don't have any insurance. For example, let's say you're hit by a car that runs a red light and the other driver flees the scene – Underinsured Motorist Protection coverage will come to your rescue. With this type of coverage, your policy limits will be available if the responsible party doesn't have enough coverage to pay for the damages.
Collision Coverage – If you have an accident in which your car is damaged, this coverage will help with repairs or replacement. There are two options: Actual Cash Value and Replacement Cost Coverage. With actual cash value, your policy will reimburse you for the current market value of your vehicle minus depreciation (i.e. how much you've actually driven your car). Replacement cost coverage, on the other hand, will reimburse you for what it costs to replace your car with a new one minus depreciation. You'll want to consider the current value of your vehicle and how much it would take to replace it before choosing an option.
Comprehensive Coverage – If your vehicle is damaged by anything other than an accident with another vehicle (i.e. fire or theft), this coverage will help cover the costs of repairs.
Uninsured Motorist Property Damage – If you're in an accident caused by a motorist that doesn't have insurance, and your car is damaged as a result, this coverage will help pay for repairs.
Here are a few things to consider when reviewing your options:
Your driving record and claims history will be taken into account by insurance companies, which can affect your quote.
You'll want to make sure you purchase enough coverage to adequately protect yourself but not so much that it's unaffordable (remember, the more coverage you have, the more your rates will cost).
You may want to consider additional types of coverage such as roadside assistance, gap insurance (if you're leasing or financing a new vehicle), and emergency protection (for accidents involving uninsured/underinsured motorists).
If you have any questions about what kind of policy is best for you, consider contacting Aaron Pietila at (517) 300-8036. He will be happy to help you find the best policy or policies for you and your budget.
Cheap full coverage insurance in Howell, Michigan
If you are looking for the most affordable car insurance in the Livingston County area, then reach out to Arcadia Insurance Group. We offer some of the cheapest rates in Howell. Our team of agents has many years of experience and is ready to help you get the best rates and coverage for you and your family.
Arcadia Insurance Group is a local independent agency offering customers the best rates and services on auto policies from our extensive list of reputable insurance companies. Complete our Smart Bundle Quiz for fast savings.
Fast No Obligation Home and Auto Insurance Bundle Quotes
We offer auto and home insurance quotes in Howell, as well as throughout Michigan. We have a variety of bundled insurance packages to choose from, and we will find you the best deal available and it will take less than 15 minutes.
Arcadia Insurance Group wants to be your one-stop insurance shop! If you are moving to Howell, we can help you find the best deal on local homeowners or renters policy that meets your needs and budget. We have access to many great discounts with our companies which will lower your rates even more.
Contact us today to find out how much you can save on your auto and home policies. Our agency is dedicated to providing excellent customer service in a professional manner. We want to make sure that you are completely satisfied with our services. Call us or complete of form to get started!
Cheapest Auto and Home Insurance Quotes in Howell
Arcadia Insurance Group provides the most affordable insurance bundle quotes in Howell. We work with many companies to get you the best deal on your policies and make sure that you are covered. Call today or fill out the form for a free quote!
Our agency has been serving customers for years. We pride ourselves on providing the best customer service possible and work with you to find the perfect policy. Our team wants to make sure that you have all of the information that you need before choosing a policy, as well as making sure that you are satisfied with your purchase.
Home and Auto Insurance Bundle Quotes
If you are looking for an insurance company to provide you with the best insurance bundle price, then Arcadia Insurance Group has you covered. We are able to offer the best rates in Howell and the surrounding area.
A bundle policy is much more affordable than purchasing each policy separately. We work with many different carriers, so we can get you the best deal on your auto and home insurance policies. Call today for more information!
Arcadia Insurance Group has helped thousands of people find affordable auto and home insurance quotes in Howell, MI. We work with many different carriers to find you the best deal on all your policies.
Arcadia Insurance Group 10087 Bergin Road, Howell, MI, 48843